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How Loan Eligibility Works in India

Loan eligibility depends on your income, current EMIs, and credit score. Most lenders allow up to 40 percent of your income for EMI repayment.

Improve Your Chances

  • Maintain CIBIL score above 750
  • Reduce existing EMIs
  • Apply with stable income
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Smart Loans, Simple Process

My Loan Buddy App makes borrowing easy with quick personal, home, car, education, and business loans. Get instant approval from trusted banks & NBFCs with a simple, secure, and hassle-free process across India.

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